We provide professional tax preparation and filing services for individuals and small businesses. This includes preparing and filing personal income taxes, self-employed and small business taxes, reviewing tax documents for accuracy, and helping clients stay compliant while maximizing eligible deductions and credits. We also offer basic tax guidance and support throughout the filing process to make things simple and stress-free.

One of the best ways to lower your tax bill is by utilizing deductions and credit.

Deductions lower your taxable income, meaning you’re taxed on a smaller amount. For example, contributing to retirement accounts like an IRA or 401(k) can reduce the amount of income you’re taxed on.

Credits, on the other hand, directly reduce the amount of tax you owe. For instance, the Child Tax Credit or the Child & Dependent Care Credit can help lower your tax bill dollar-for-dollar, making a big difference.

Additionally, it’s a good idea to make sure you're claiming all eligible credits and deductions you're entitled to. The more you can reduce your taxable income or tax owed, the lower your final bill will be.

When deciding between the standard deduction and itemizing, the key is to choose whichever gives you the larger deduction.

Standard deduction is the fixed amount the IRS allows, and most people benefit from taking it since it’s simpler and usually results in a larger deduction. Itemizing involves listing specific expenses, like mortgage interest, medical costs, or charitable donations. It might be worth itemizing if your eligible expenses exceed the standard deduction amount.

For most people, taking the standard deduction is the way to go, but if you have significant deductible expenses, it could be worth comparing both options to see which one results in the largest reduction to your taxable income.

Tax planning helps you stay ahead instead of reacting at the last minute. By planning early, you can legally reduce how much tax you owe, avoid surprises, and make smarter financial decisions throughout the year. It also helps you take advantage of deductions and credits you might otherwise miss, giving you more control over your money.

You can find out by reviewing your W-4 form and checking your resent pay sub to see how much tax is being withheld.

If too little tax is taken out, you may owe money when it’s time to file your taxes.

If too much tax is taken out, your paycheck may be smaller during the year, even though you might get a refund later.

Making sure the right amount is withheld helps you avoid surprises and stay in control of your finances.

To prepare your taxes accurately, you’ll need most of these documents that show your income, expenses, and credits for the year. Common documents include:

W-2 – Shows income earned from employment

1099-NEC / 1099-MISC – Income from independent contractor or self-employment work

1099-R – Retirement income, such as pensions, IRAs, or 401(k) distributions

1099-G – Unemployment income received

1099-INT – Interest earned from banks or other financial institutions

1098 – Mortgage interest you paid during the year

1098-T – Tuition and education-related expenses

Having these documents ready helps ensure your tax return is complete, accurate, and filed without delays.

File Form 8822, or Use your new address on your next tax return, or Send the IRS a signed written statement notifying them of the change.

Yes, medical expenses can be deducted—but there are a few important rules to know. You can only deduct medical expenses if they exceed a certain percentage of your Adjusted Gross Income (AGI). In addition, medical expenses are only deductible if you itemize your deduction instead of taking the standard deduction.

If your qualified medical costs are high enough, itemizing may help reduce your taxable income and lower your overall tax bill.

Withdrawing money from a retirement account before age 59½ usually comes with tax consequences. In most cases, early withdrawals are subject to a 10% early penalty in addition to regular income tax on the amount taken out.

Early withdrawals can also increase your total income for the year, which may push you into a higher tax bracket. Because of this, it’s important to understand the full impact before accessing retirement funds early.

If you can’t pay your tax bill in full, the best step is to contact the IRS as soon as possible . The IRS may allow you to set up a payment plan ( also called an Installment Agreement ) so you can pay your balance over time instead of all at once.

Keep in mind that interest and penalties will continue until the full balance is paid. However, setting up a payment plan can help you avoid more serious collection actions and make your tax obligation more manageable.